Tata AIA
Life Ka Leader
Tata AIA Life Insurance is a joint venture between Tata Group and AIA Group. With a legacy of trust from Tata and global expertise from AIA.
2001
Founded
99.01%
Claims Ratio
7
Insurance Plans
4.8★
Customer Rating
Term Insurance Plans
Complete protection at lowest cost
Tata AIA Sampoorna Raksha
Sampoorna (complete) protection at the most affordable cost
₹13/Day
Premium
Up to ₹3 Crore
Coverage
10-50 Years
Policy Term
₹10 Lakh
Min Sum Assured
Benefits
Key Features
- Pure term life insurance
- Level premium guaranteed throughout term
- Critical illness rider (40 diseases)
- Accidental death benefit
- Terminal illness benefit
- Waiver of premium
Available Riders
Endowment Plans
Tata's trusted savings with guaranteed returns
Tata AIA Super Elixir
Super elixir of wealth - guaranteed returns with Tata's trust
₹125/Day
Premium
Guaranteed Maturity Benefit
Coverage
10-30 Years
Policy Term
₹3 Lakh
Min Sum Assured
Benefits
Key Features
- Guaranteed additions every year
- Terminal bonus for long-term policies
- Loan facility
- Tax benefits under Section 80C & 10(10D)
- Paid-up value available
- Critical illness rider
Available Riders
Money Back Plans
Regular money backs with Tata's reliability
Tata AIA MoneyBack Plan
Get regular money backs while your family stays protected
₹78/Day
Premium
₹10 Lakh + Bonus
Coverage
15-25 Years
Policy Term
₹1 Lakh
Min Sum Assured
Benefits
Key Features
- 20% of Sum Assured every 5 years
- Full life cover during term
- Bonus participation
- Loan facility
- Critical illness rider
- Tax benefits under Section 80C & 10(10D)
Available Riders
ULIP / Investment Plans
Tata's wealth creation with global AIA expertise
Tata AIA Fortune Pro
Fortune pro - wealth creation backed by Tata and AIA's global expertise
₹140/Day
Premium
Market Linked Returns
Coverage
10-30 Years
Policy Term
10x Annualized Premium
Min Sum Assured
Benefits
Key Features
- Zero allocation charges
- Loyalty boosts from year 5
- Wealth boosters every 5 years
- Fund switching facility
- Partial withdrawals from year 6
- Top-up facility
Available Riders
Pension / Retirement Plans
Guaranteed returns for a worry-free retirement
Tata AIA Guaranteed Return Plan
Tata's guaranteed return plan - your money is safe and grows steadily
₹190/Day
Premium
Guaranteed Returns for Life
Coverage
Whole Life
Policy Term
Based on purchase price
Min Sum Assured
Benefits
Key Features
- Guaranteed lifelong pension
- Multiple annuity options
- Joint life for spouse
- Return of purchase price
- Immediate pension
- Tax benefits under 80CCC
Health Insurance Plans
Get rewarded for staying healthy with Vitality
Tata AIA Vitality
Vitality rewards you for being healthy - lower premium for healthier lifestyle
₹32/Day
Premium
₹5 Lakh - ₹1 Crore
Coverage
1 Year (Renewable)
Policy Term
₹5 Lakh / ₹10 Lakh / ₹25 Lakh / ₹50 Lakh
Min Sum Assured
Benefits
Key Features
- Cashless claims at 10000+ hospitals
- No claim bonus up to 100%
- Health returns for healthy living
- Pre & post hospitalization
- Day care procedures
- Restoration benefit
Available Riders
Child Plans
Secure your child's future with Tata's trusted plans
Tata AIA Dream Funds
Dream funds for your child's dream future
₹60/Day
Premium
₹15 Lakh + Bonus
Coverage
Child's age 25 years
Policy Term
₹2 Lakh
Min Sum Assured
Benefits
Key Features
- Guaranteed additions every year
- Premium waiver on proposer's death
- Bonus participation
- Flexible payout options
- Loan facility
- Tax benefits under 80C & 10(10D)
Available Riders
Why Choose Tata AIA?
High Claim Settlement
Tata AIA has a claim settlement ratio of 99.01%, ensuring your family gets the benefits when they need it most.
Trusted Brand
With a legacy since 2001, Tata AIA is one of the most trusted insurance brands in India.
Innovative Products
Tata AIA offers 7 innovative insurance solutions across 7 categories tailored to your needs.
Need Help Choosing the Right Tata AIA Plan?
Our AI-powered advisor can help you find the perfect Tata AIA plan from 7 options based on your financial profile and needs.