Star Health
Health Ki Guarantee
Star Health Insurance is India's first standalone health insurance company. Known for innovative health products and excellent claim settlement.
2006
Founded
99.56%
Claims Ratio
4
Insurance Plans
4.8★
Customer Rating
Health Insurance Plans
India's most comprehensive health insurance plans
Star Comprehensive
Most comprehensive health plan in India - covers everything from A to Z
₹35/Day
Premium
₹5 Lakh - ₹1 Crore
Coverage
1 Year (Renewable)
Policy Term
₹5 Lakh / ₹10 Lakh / ₹25 Lakh / ₹50 Lakh / ₹1 Crore
Min Sum Assured
Benefits
Key Features
- Cashless claims at 14000+ hospitals
- No claim bonus up to 100%
- Pre-hospitalization (60 days)
- Post-hospitalization (90 days)
- Day care procedures (all modern treatments)
- Organ donor expenses covered
Available Riders
Star Critical Care Plus
Financial shield against critical illnesses - money when you need it most
₹45/Day
Premium
₹10 Lakh - ₹2 Crore
Coverage
1 Year (Renewable)
Policy Term
₹10 Lakh / ₹25 Lakh / ₹50 Lakh / ₹1 Crore / ₹2 Crore
Min Sum Assured
Benefits
Key Features
- 36 critical illnesses covered
- Lump sum payout on diagnosis
- No hospitalization required for claim
- Global coverage for critical illness
- Tax benefits under Section 80D
- Lifetime renewal guaranteed
Available Riders
Star Family Health Optima
Complete family health protection including maternity and newborn cover
₹40/Day
Premium
₹5 Lakh - ₹25 Lakh (Family Floater)
Coverage
1 Year (Renewable)
Policy Term
₹5 Lakh / ₹10 Lakh / ₹15 Lakh / ₹25 Lakh
Min Sum Assured
Benefits
Key Features
- Family floater - spouse + 2 children covered
- Cashless claims at 14000+ hospitals
- No claim bonus up to 100%
- Pre & post hospitalization
- Maternity benefit (normal & cesarean)
- Newborn baby cover from day 1
Available Riders
Star Young Health Plan
Special low premium for young adults - lock in low rates today
₹18/Day
Premium
₹5 Lakh - ₹25 Lakh
Coverage
1 Year (Renewable)
Policy Term
₹5 Lakh / ₹10 Lakh / ₹25 Lakh
Min Sum Assured
Benefits
Key Features
- Special rates for young Indians (18-40 years)
- Cashless claims
- Pre & post hospitalization
- Day care procedures
- No claim bonus
- Restoration benefit
Available Riders
Why Choose Star Health?
High Claim Settlement
Star Health has a claim settlement ratio of 99.56%, ensuring your family gets the benefits when they need it most.
Trusted Brand
With a legacy since 2006, Star Health is one of the most trusted insurance brands in India.
Innovative Products
Star Health offers 4 innovative insurance solutions across 1 categories tailored to your needs.
Need Help Choosing the Right Star Health Plan?
Our AI-powered advisor can help you find the perfect Star Health plan from 4 options based on your financial profile and needs.