ICICI Pru
Naye Zamaane Ka Naya Insurance
ICICI Prudential Life Insurance is a joint venture between ICICI Bank and Prudential plc. With over 30 years of global experience, ICICI Pru offers innovative insurance solutions.
2000
Founded
99.17%
Claims Ratio
9
Insurance Plans
4.8★
Customer Rating
Term Insurance Plans
Pure protection at lowest cost with ICICI Pru
ICICI Pru iProtect Smart
Cover up to age 85 - longest protection among term plans in India
₹16/Day
Premium
Up to ₹2 Crore
Coverage
10-85 Years
Policy Term
₹10 Lakh
Min Sum Assured
Benefits
Key Features
- Life cover up to age 85
- Critical illness rider (34 diseases)
- Terminal illness benefit
- Accidental death benefit up to ₹1 Crore
- Waiver of premium on disability
- Return of premium option
Available Riders
Endowment Plans
Guaranteed maturity benefit with protection
ICICI Pru Savings Enhancer
Enhance your savings with guaranteed additions every year
₹120/Day
Premium
Guaranteed Maturity Benefit
Coverage
10-25 Years
Policy Term
₹3 Lakh
Min Sum Assured
Benefits
Key Features
- Guaranteed additions of ₹55 per 1000 Sum Assured
- Flexible premium payment terms
- Loan facility available
- Tax benefits under Section 80C & 10(10D)
- Paid-up value available
- Critical illness rider available
Available Riders
ICICI Pru Wealth Protector
Wealth creation with inbuilt life protection
₹140/Day
Premium
Guaranteed Maturity + Protection
Coverage
10-30 Years
Policy Term
₹2 Lakh
Min Sum Assured
Benefits
Key Features
- Guaranteed additions every year
- Protection benefit included
- Loan facility
- Tax benefits under 80C & 10(10D)
- Premium waiver on death
Available Riders
Money Back Plans
Regular money backs during the policy term
ICICI Pru Money Back Plan
Regular cash backs with bonus - perfect for staged financial goals
₹75/Day
Premium
₹10 Lakh + Bonus
Coverage
15-25 Years
Policy Term
₹1 Lakh
Min Sum Assured
Benefits
Key Features
- 20% of Sum Assured paid every 5 years
- Life cover for the full policy term
- Bonus participation
- Loan facility
- Critical illness rider
- Tax benefits under Section 80C & 10(10D)
Available Riders
ULIP / Investment Plans
Highest market-linked returns with ICICI Pru's fund management
ICICI Pru Signature
Zero allocation charges means 100% of your premium works from day 1
₹120/Day
Premium
Market Linked Returns
Coverage
10-30 Years
Policy Term
10x Annualized Premium
Min Sum Assured
Benefits
Key Features
- Zero allocation charges
- Portfolio management options
- Loyalty boosts from year 5
- Systematic Transfer Plan
- Partial withdrawals from year 5
- Top-up facility
Available Riders
ICICI Pru Balanced Advantage Fund
Auto-rebalancing manages your risk automatically
₹100/Day
Premium
Market Linked Returns
Coverage
10-30 Years
Policy Term
10x Annualized Premium
Min Sum Assured
Benefits
Key Features
- Dynamic asset allocation
- Auto rebalancing between equity & debt
- Lock-in period of 5 years
- Partial withdrawals from year 6
- Tax benefits under 80C & 10(10D)
- Loyalty additions
Available Riders
Pension / Retirement Plans
Guaranteed pension plans for worry-free retirement
ICICI Pru Easy Retirement Plan
Easy retirement planning - pay once, get pension for life
₹160/Day
Premium
Guaranteed Pension for Life
Coverage
Whole Life
Policy Term
Based on purchase price
Min Sum Assured
Benefits
Key Features
- Guaranteed lifelong pension
- Immediate annuity from next month
- Joint life option for spouse
- Return of purchase price
- 7 annuity options
- Tax benefits under 80CCC
Health Insurance Plans
Complete health protection with ICICI Pru Health Connect
ICICI Pru Health Connect
Complete health coverage with unlimited restoration benefit
₹28/Day
Premium
₹5 Lakh - ₹1 Crore
Coverage
1 Year (Renewable)
Policy Term
₹5 Lakh / ₹10 Lakh / ₹25 Lakh / ₹50 Lakh
Min Sum Assured
Benefits
Key Features
- Cashless claims at 10000+ hospitals
- No claim bonus up to 100%
- Pre & post hospitalization
- Day care procedures
- Restoration benefit
- Ambulance charges
Available Riders
Child Plans
Smart education planning for your child's bright future
ICICI Pru Smart Kid Regular Pay
Smart kid plan ensures your child's education is never compromised
₹55/Day
Premium
₹15 Lakh + Bonus
Coverage
Child's age 25 years
Policy Term
₹2 Lakh
Min Sum Assured
Benefits
Key Features
- Guaranteed additions every year
- Premium waiver on proposer's death
- Life cover continues without premium
- Bonus participation
- Flexible payout at maturity
- Tax benefits under 80C & 10(10D)
Available Riders
Why Choose ICICI Pru?
High Claim Settlement
ICICI Pru has a claim settlement ratio of 99.17%, ensuring your family gets the benefits when they need it most.
Trusted Brand
With a legacy since 2000, ICICI Pru is one of the most trusted insurance brands in India.
Innovative Products
ICICI Pru offers 9 innovative insurance solutions across 7 categories tailored to your needs.
Need Help Choosing the Right ICICI Pru Plan?
Our AI-powered advisor can help you find the perfect ICICI Pru plan from 9 options based on your financial profile and needs.