Bajaj
Insurance Ka Naya Adhyay
Bajaj Allianz Life Insurance is a joint venture between Bajaj Finserv and Allianz SE. With global expertise and local understanding.
2001
Founded
98.89%
Claims Ratio
7
Insurance Plans
4.8★
Customer Rating
Term Insurance Plans
Protect your family with Bajaj Allianz
Bajaj Allianz Life Protect
Protect your family at the most affordable premium
₹18/Day
Premium
Up to ₹1 Crore
Coverage
10-50 Years
Policy Term
₹10 Lakh
Min Sum Assured
Benefits
Key Features
- Pure term life insurance
- Level premium guaranteed
- Critical illness rider
- Accidental death benefit
- Terminal illness benefit
- Waiver of premium
Available Riders
Endowment Plans
Guaranteed returns with Bajaj Allianz's global expertise
Bajaj Allianz Absolute Gain
Absolute gain - guaranteed returns with global Allianz expertise
₹115/Day
Premium
Guaranteed Maturity Benefit
Coverage
10-25 Years
Policy Term
₹2 Lakh
Min Sum Assured
Benefits
Key Features
- Guaranteed additions every year
- Terminal bonus for loyalty
- Loan facility
- Tax benefits under Section 80C & 10(10D)
- Paid-up value available
- Critical illness rider
Available Riders
Money Back Plans
Regular cash backs with Bajaj's financial strength
Bajaj Allianz Life Goal Based MoneyBack
Goal-based money backs aligned with your life milestones
₹82/Day
Premium
₹10 Lakh + Bonus
Coverage
15-25 Years
Policy Term
₹1 Lakh
Min Sum Assured
Benefits
Key Features
- 20% of Sum Assured every 5 years
- Goal-based money backs
- Bonus participation
- Loan facility
- Critical illness rider
- Tax benefits under Section 80C & 10(10D)
Available Riders
ULIP / Investment Plans
Market-linked wealth creation with Allianz's global fund management
Bajaj Allianz Fortune Gain
Fortune gain with Allianz's global fund management expertise
₹100/Day
Premium
Market Linked Returns
Coverage
10-30 Years
Policy Term
10x Annualized Premium
Min Sum Assured
Benefits
Key Features
- Zero allocation charges
- Multiple fund options
- Unlimited free switches
- Loyalty boosts
- Partial withdrawals
- Top-up facility
Available Riders
Pension / Retirement Plans
Guaranteed pension backed by Bajaj Allianz
Bajaj Allianz Pension Guarantee
Pension guarantee - your money is safe and pension is guaranteed
₹175/Day
Premium
Guaranteed Pension for Life
Coverage
Whole Life
Policy Term
Based on purchase price
Min Sum Assured
Benefits
Key Features
- Guaranteed lifelong pension
- Multiple annuity options
- Joint life for spouse
- Return of purchase price
- Immediate pension from next month
- Tax benefits under 80CCC
Health Insurance Plans
Complete health protection for your family
Bajaj Allianz Health Guard
Health guard - complete protection for you and your family
₹28/Day
Premium
₹5 Lakh - ₹50 Lakh
Coverage
1 Year (Renewable)
Policy Term
₹5 Lakh / ₹10 Lakh / ₹25 Lakh / ₹50 Lakh
Min Sum Assured
Benefits
Key Features
- Cashless claims at 8000+ hospitals
- No claim bonus
- Pre & post hospitalization
- Day care procedures
- Ambulance cover
- Restoration benefit
Available Riders
Child Plans
Secure your child's education and career dreams
Bajaj Allianz Young Advantage
Young advantage - give your child the advantage of a secure future
₹58/Day
Premium
₹12 Lakh + Bonus
Coverage
Child's age 25 years
Policy Term
₹2 Lakh
Min Sum Assured
Benefits
Key Features
- Guaranteed additions every year
- Premium waiver on proposer's death
- Bonus participation
- Flexible payout options
- Loan facility
- Tax benefits under 80C & 10(10D)
Available Riders
Why Choose Bajaj?
High Claim Settlement
Bajaj has a claim settlement ratio of 98.89%, ensuring your family gets the benefits when they need it most.
Trusted Brand
With a legacy since 2001, Bajaj is one of the most trusted insurance brands in India.
Innovative Products
Bajaj offers 7 innovative insurance solutions across 7 categories tailored to your needs.
Need Help Choosing the Right Bajaj Plan?
Our AI-powered advisor can help you find the perfect Bajaj plan from 7 options based on your financial profile and needs.